- Both in our early 30s, no kids.

- Our salary goes to our individual savings accounts.

- A shared checkings account gets topped up to $5000 every month, proportionally to both of our salaries, to optimize for equal purchasing power when buying shared stuff.

- We don't really budget anything because we save quite a bit, but we do classify all bank transactions into a few categories and look at a month-by-month matrix every few months.

- Both the topping up and generating the analytics are automated processes, so it's pretty headache-free.