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What is Apple Financing LLC? iPhone upgrade program is underwritten by Citizens Bank, and Apple credit card is underwritten by Goldman Sachs.

Apple Pay Later might be the only thing Apple underwrote, as far as I can tell.

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Apple used to have financing for Mac and iOS device purchases that was distinct from Apple Card. Now at least in the US it seems to be financed via Apple Card.

Yeah but wasn't it though Barclays?

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