Unfortunately for users, advertisers will keep throwing money at the problem until the provider finds it attractive enough to add ads, or the provider builds up the user base to make it attractive for ad revenue. Same result.
Then you got fleeced I guess. But it doesn't have to happen this way. Existence of Nebula is a good example. Fortunately it also has some of my favorite YouTubers. I pay for premium but if YouTube ever pisses me off, it will take 5 mins for me to cancel and move to nebula.
Nebula is nice and all but it is not an actual answer to the problem of current youtube.