You’d be surprised to know how many people don’t even have backups. It’s just poor policy tbh to stick to one computer, or more precisely have one computer and not have a way to setup a new one in under a day.
If the business is so important getting a second one and setting it up would probably take less time than coming up with that article.
Apple had bizarre policies sometimes sure, but I think this is 10% Apple’s fault and 90% the person posting this not being responsible enough for his business tools.