How do you know ChatGPT explained it to you correctly? How do you know it didn't give you a wrong explanation that sounds plausible to a lay person?
In general, GPT will not hallucinate or give bad responses on the latter since it's working from a specific corpus of information (whether from RAG or from some context directly provided by the user). This is, of course, not foolproof since some of it is dependent on a good prompt and some of it is dependent on the question (GPT is well known to be poor at math, for example). But for summarization, it is exceedingly good.
The former is where it can tend to hallucinate and generate bad responses.
Varying degrees of enthusiasm (my father was the most thrilled) but all remarked it was accurate. Of course I did these things for a laugh because I can just access the appropriate professional on-demand.