No skin in this game, but looking at it from the respondents' perspective, 20k split between 4 is incredibly attractive: 5k and an apology to put an end to any threat relating to the issue, given the alternative of potentially unbounded costs to demonstrate innocence with a tortuous and uncertain outcome. From the claimant's perspective it is more confusing, triggering such a heavyweight process then settling for so little given the claimed harms suggests all kinds of things, not least including the kind of advice he may have received given the strength of the case as his solicitors understood it.