The question is, how fast does it need to be? Likely not that fast really, certainly not microseconds, and an actuator could easily yank the saw down without damaging it if it detected you were about to lose a finger.
There's also no reason you couldn't use the same actuator to do fancy things, like vary cut depth on the fly, or precisely set the cut depth in the first place. Can't do any of that with a soft aluminum pad that gets yeeted into the sawblade when it detects a problem.
Basically, SawStop exists to sell saws. Those saws happen to be safer, but that's a marketing point, it's not what ultimately makes them money. Look at the incentives, you'll find the truth.