> Secondly it's not "taking advantage" in a pejorative sense. It doesn't make other people poorer.

Maybe not by itself. But by reducing risk, it also reduces accountability which allows people to take advantage of people in other, often illegal or unlawful ways, without any meaningful consequences when they get caught.

In the OP, the owner of the business has caused multiple deaths through negligence, but at least from the contents of that article there hasn't been any meaningful consequence.