The better question might be: What is your imagined use case for this radio? A VHF/UHF handheld is more or less limited to LOS transmission, so you would either need to be within reliable range of a repeater or another person with an HT tuned to that frequency. If you’re looking for something you can use in a backcountry emergency, you’d frankly be better off just plunking down the money for a satphone, which is going to be much more reliable. An HT radio is unlikely to be of much use in that scenario, unless you know there’s a repeater nearby that is regularly used and that you can hit from your location. OTOH, if you’re looking for a new hobby and a gadget to play around with, get a license, pick up an UV-K5, and have fun!
If you want to get a license just to play on the radio, it is super easy. A Technician license will allow you legally to use any VHF/UHF radio with full access to those bands (plus all of 6m and some access to other HF bands).
It’s extremely simple to get licensed. Put the HamStudy app on your phone, run through the question pool/practice exams until the info is in your memory, and then sign up for a remote exam on HamStudy.org. I studied for my Technician license for like a day and a half and aced the Tech exam. I aced my General and Extra exams within a week using the same method. I have no background in tech or EE. So, yeah, it’s easy.