To be fair, my mother is in a protracted situation with one of Europe's largest banks and the UK government's savings scheme. She made a transfer of a sum of money to the savings scheme but the bank refused for various reasons, yet the savings scheme acted as if they had received it. She now has the lump sum in both the bank account and the savings scheme with both of them claiming everything is fine and refusing to investigate further unless she files an official complaint at having 2x the money(!)

If a global bank and the UK government can't figure this stuff out, I can certainly see how a company like Fisker might drop the ball.