Add on: ask your local library if they have: Libby, Kanopy or Hoopla
File sharing is clearly the most user friendly and therefore correct choice.
Hoopla, however, is abysmal both in selection (though this depends on your local library) and in software/service quality. The search is broken, and it has some of the most confusing UX I've ever experienced. It's as if it actively wants to prevent you from watching anything.
Hoopla is just based off a relic.