I think its a good thing in principle to align driving behavior with insurance policies.

The issue for me is that this agreement has been made between the car company and the insurance company instead of me and the insurance company. And I'm disheartened to think that the average person is unlikely to care about this kind of B2B data agreement.

Until one day, they go to apply for a mortgage and discover that their credit score has evolved into a complete picture of every aspect of their lives.