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The political solution is in the works. A contactless card. I have not read it it is outlined here (Swedish)

https://www.regeringen.se/rattsliga-dokument/statens-offentl...

I am pleased to read how the report points out that BankID's lack of competition is an issue to be concerned about. One point of the id is "för att garantera att det finns en svensk e-legitimation som utfärdas till privatpersoner utan beaktande av rådande kommersiella villkor." - to guarantee there's Swedish electronic identification which is issued to private people without regard to prevailing commercial rules."

It doesn't affect using Swish, being able to enter my gym, using an unstaffed kiosk which requires a mobile phone to enter, etc.

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