Modern medicine is great, but sadly they push C-sections a lot. My understanding is they can bill at least 50% more than a natural birth. This skews even higher if you don't have the best insurance.

A bit outdated but: https://www.theatlantic.com/ideas/archive/2019/10/c-section-...

https://archive.is/4jj0h#selection-761.59-761.224

Also once you have one c-Section, the chances of a second increase significantly. It is not suggested to have more than two c-Sections, so if you want three kids you are out of luck.