No, of course not: the payment provider does an on-the-fly conversion for me into whichever currency is required on the other end.

There are a ton of banks that now give out credit cards that support Bitcoin wallets. I, personally, have 3: Revolut (https://www.revolut.com/crypto/), BitPanda (https://www.bitpanda.com/en/card) and Wirex (https://wirexapp.com/card).

There are more options in the EU (such as Xapo Bank) and even more in the US, like Strike (https://www.strike.me) and Cash app.

Where Raoul has refined his narrative but still ends with attempting to demonize, fear monger, and attempting to instil doubt that (or perhaps it's part of self-soothing) that maybe the other side ("anti-Bitcoiners") is simply too rigid in their logic - and why their logic, that seemingly "pro-Bitcoiners" are starting to understand - so they just need to be sure to loosen up some, in case their solid logic is too strict; the irony here is that thinking or advice here is projecting.