When the stuff was announced, I liked the concept of being able to just like send someone money, sort of like wiring but way easier.
What I didn't like is that only maybe 3 people out of 200 people really knew what was going on. 100 of those people were people screaming that it was good, "haters just gonna hate". 90 of those people are marketing people who use magic words[0] to say that the product is good. And the remaining 7 are clueless investors.