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For me, the credit card points more than outweigh the cost of Prime. However, as soon as I heard the writing was on the wall with streaming video, the diminishing willingness of companies to pay for advertisements, inflation, and the dopamine-driven hunt for new content, I switched to physical media.

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Note you have to spend $7,000/yr to break even on the additional CC points considering the price of Prime. I have spent way, way under that the last few years.

With the addition of ads to their streaming service, I am out. They don’t offer enough to be worth it anymore.

With an Amazon card at 5% on Amazon purchases (up to $120k) all you need to spend is < $4000/year and it breaks even. There are reasons that make sense to stop using prime, but not for the money, it’s still a steal.

I dont think you are quite right. To the best of my knowledge, you get 3% back on the Amazon branded cards. If you have prime, then you get 2 more percentage to a total of 5%. So to make up for the difference of $139, the price of prime in terms of cash back, you have to spend $6950 (or ~7000 as the OP said) to break even.

Now if you have Discover or Chase Freedom, they run the 5% quarterly bonus (for the first $1500 spent on the bonus category) at least once a year, so your break even point is even more than what I mentioned earlier (closer to $10K).

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