I would have eagerly given them my banking information, but I was panicking so badly I accidentally dropped and broke my only phone (this was was long enough ago that it was a landline handset). I eventually got on my neighbor's landline, called the student loan administration... and found out my loans were up to date, and I'd been the target, and nearly the victim, of a scam that would have cleaned out my bank account.
The panic was a key element, and everything about the call from word choice to tone, was designed to encourage it.
But how would that have allowed:
> would have cleaned out my bank account
?
Literally what happened is "Hi it's me the CIA, give us your money."
And she did.
This layered approach is key to the tactic. People are much less resistant to manipulation than they think, as is obvious in the current political craziness.
I disagree - most people would never fall for this obvious scam.
The account reads less like a scam, and more her being bullied and strong armed into handing over money.