If you are at or above 1% chargeback you are going to get problem at any normal payment processor.
Source: https://www.chargeflow.io/blog/chargeback-threshold-limits
Source: https://www.chargeflow.io/blog/chargeback-threshold-limits
Having said that, I think these days there are ways to limit your exposure, for example requiring 3D Secure for every card payment, as well as tools like Stripe Radar that help reduce fraud.