In the UK there are lots of deals on second hand EVs. You can get a second hand 3y/o TM3 for £24k-ish. Kia Niros etc are a bit cheaper.
5 figures seems to shock you but in the UK it isn’t a lot for cars. Here a Ford Focus starts at £28k.
As for maintenance I sold my last diesel for £7k because it was costing me £1,200/year to keep it running.
It always amazes me that people revert to “EV Bingo” so quickly. They aren’t suitable for everyone, but there is so much FUD being spread that some will genuinely miss out on something that’s better for them in their situation.
This is sort-of true, it's still a very small market. AA.com are currently listing 159,000 used cars in the UK, only 6,000 are EVs.
Maybe more important, but it's not real, it's aleatory and involves predicting unknown unknowns such as the future state of technology, roads and even simpler if you end up with a lemon of a car or not.