Use YT on the web. If you have an iPhone, get Stop the Madness, which can make the ads very short and easily skippable. It also removes a lot of annoying web behaviors and is highly customizable.
Instead I sideloaded SmartTubeNext on my Fire TV and just live with the banner ads.
YouTuber makes more money on average when a YouTube Premium user watches their video than what they would get from the ad-view if the person wasn't on Premium.
All in all it's reasonable IMHO. I might purchase it some time. The only issue is that this of course doesn't remove sponsorships baked into the videos, which annoy me just the same as the YT ads. So, I would still need Sponsorblock.