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Comment by dheera | Hacker News Reader

Change banks! It's a very easy thing to do to get a new bank account and move your funds over.

Or use the web version instead of the app.

Around here using an app for two factor is widely a default. Even the government requires it for their services. It's a practical requirement, just like how a back account itself is.

What app? A standard app like Google Authenticator?

If so you can get a Yubikey and use Yubikey authenticator on a LineageOS device and it will work fine with all of those services. It follows the same standard as Google Authenticator and is a drop-in replacement.

No. BankID in Sweden. Other countries have similar. You need it for everything.

MitID in Denmark, and many across Europe for government and/or banking.

I will install LineageOS once I need apps that my old phone no longer supports. I ordered the MitID backup key generator in case their app doesn't work, but I'd prefer not to need to carry it.

You inspired me to be slightly less lazy. In case anyone finds this, it seems like you can get BankID to work[1], at least according to comments from three years ago. Who knows if that still works or is sustainable though.

1. https://www.reddit.com/r/sweden/comments/ocd6v0/bankid_med_l...

Each their own individual apps. I only wish they standardized on TOTP or U2F.

The "funny" thing is that the underlying algorithm is often still TOTP. What the banks do not like is the standard QR-code based mechanism of key distribution and the possibility to export the key.

This! Your bank should never get a say in what you run on your phone or even if you have a phone. Do not take any such bullshit.

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