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This comment is a great example of what I am talking about about. "Virtue". You directly implied that you believe I must be morally inferior since I am poor.

Maybe one of the reasons I am poor is my because of my integrity.

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That's not what they said. They're saying that, even if it really isn't your fault, acting as if it is your fault can help you to materially improve your situation. If you act as if there's nothing you can do, you will do nothing.

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