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Doesn't mean I want 50% of HN to be about AI.
I don't know why this has happened with both AI and cryptocurrency that people feel personally attacked when others just don't want to be bombarded with it 24/7.
What are you talking about lol.
I'm tutoring a friend's homeschool kids (who live in the US, I'm in Central America) in Spanish and the mom couldn't set up Payoneer so yesterday she asked if I'd accept bitcoin.
I'm an Urbiter and everyone in that scene is all about crypto.
It's still big but you're right, it's more confined to specific niches, instead of MSNBC talking about NFTs
All of them have asked me if I could pay them in crypto (USDC on AVAX Chain).
There's tons of people who use it for day to day. You're just in a bubble.
Your people are dodging tax, probably because no one has got around to regulating crypto in their jurisdiction yet. Not that I blame them.
In other places where it's regulated and you get taxed anyway, there's no point in losing money on exchanges.
> Your people are dodging tax
I said I'm using USDC. That makes 0 sense.
No, the reason we're using crypto is because the transaction fees are literally 0 and it's instant.
PayPal takes super high transfer fees. Wise is a cheaper alternative but it's still much more expensive than crypto.
> there's no point in losing money on exchanges.
Once again, I'm using USDC
It's a stable coin tethered to the US dollar.
It's really strange how HN users are so confident on things they know nothing about.
The SEC enforces regulation (or it’s supposed to at least) around securities passed by congress.
The real question here is if you don’t even know a basic finance term like ETF, why are you trying to talk down to my statement and crypto when you clearly have no knowledge of the sector? It’s just ignorant
Also I’m not American so it’s not reasonable to expect me to know what the SEC is, and I don’t have a 401k. We have an entirely different retirement system in my country.