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Acquiring something that isn't your property is not legal in most countries. It's not really relevant if it's behind a door.

And accessing a computer system without proper authorization is often illegal. So I'm not sure what point you're making.

It's negligent on the api side.

Yes, it does count as burglary and you would still be a victim of burglary regardless of if you left your front door unlocked.

Insurance might decide to not cover you for not having a minimum level of control in place, but you are still a victim of burglary.

Don't have a front door and an open diary was copied with personal info?