The trouble with your utopian thinking is that we do not have an education system that reliably equips people to make rational decisions, nor do we have information hygiene rules that help reduce noise so that people can make rational decisions. Last, but far from least, we do not give people the time to think and/or collect data.
So, this is not to say that any of this tech should be banned or regulated. Regulation itself is at risk of being irrationally/dishonestly captured.
It's just that there's no cause for celebration either. A lot of people are going to suffer, and ultimately even if the tech does mature, people will find far more ways to enshittify it for a quick buck.
In other words, even if in the best case scenario we might have new gadgets etc. the world won't really change. The shape of our conflicts (information vs. misinformation) will remain roughly the same, and the balance of our power in those conflicts will remain roughly the same.
As a consequence: the probability that you (or yours) will get to benefit, rather than merely be the temporarily-disgraced winners will remain roughly the same: quite low.