Same. I've heard of Revolut which I think does something similar?
They rebranded from TransferWise to just Wise not too long ago.
Indeed, they want to be a digital wallet, not just transfers. Bigger TAM.
With rates like they are, it's worth it to hold money. Family member used them just a couple years ago and they got emails saying they'll have to charge them if they don't move their Euros held there out within 30 days.