Also, interesting phrasing to make it seem like a "small nyc apartment" is a bad thing. I don't pay for expensive repairs, yard maintenance, or big ticket appliances. Most renters don't pay for heat either (at least not directly). Not to mention interest on a mortgage or property taxes. All costs totaled, living in NYC isn't strictly more expensive than living in a suburb.
[0] https://newsroom.aaa.com/2023/08/annual-new-car-ownership-co...
You're not forced to pay the average if saving money is important. My primary driver costs me ~2K a year total.
> All costs totaled, living in NYC isn't strictly more expensive than living in a suburb.
As someone who beat my head against the wall of trying to afford to live in NYC for several years and eventually gave up and moved to the suburbs, I assure you it's far cheaper to live in the suburbs.
(Sure, there are exclusive luxury suburbs that'll cost as much as living in NYC but you wouldn't move to those if affordability matters.)
So we have shitty apartments in Manhattan where the land is 99% of the cost and countless, cookie cutter suburban hellscapes.
It really doesn't. NYC isn't $ARBITRARY_SUBURB except without obligatory car ownership.
For that matter a person could very much live car free in a minor city like Binghamton or Ithaca NY if they work at a place that is well served by transit.
And I'm not talking about personal differences, like family. Paris isn't a world class city because my mom lives there. I get that individuals have reasons to live places. I'm talking about populations, not people.