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You don't have to take their word for it. See the SOC audit reports for yourself:

https://servicetrust.microsoft.com/DocumentPage/6ee23fc7-20d...

That document doesn't seem to want to load for me, so I can't really comment on it one way or another.

https://learn.microsoft.com/en-us/compliance/regulatory/offe...

https://servicetrust.microsoft.com/ViewPage/AllDocuments

I got to the PDF download link, but I have to have a Microsoft account to actually download it, so that's a bit of a showstopper.

In any case, it doesn't much matter. The threads I'm in here are pretty much just me saying I don't trust Microsoft and others saying that I should, so I'll just bow out and leave it at that: we have different opinions.

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