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maybe a naive question, but do international credit cards not just work? if you aren't getting paid locally, it shouldn't matter too much?

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I'd imagine not everything can be paid on a credit card. E.g.: Rent.

Paying rent by credit card is common in the civilized world. The only exception I know is the US, where I had to use paper checks, as if we're still stuck in 19th century...

International cards usually work.

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