You are describing the ebay market for used nvidia tesla cards. The k80, p40, or m40 are widely available and sell for ~$100 with 24gb vram. The m10 even has 32gb! The problem for ai hobbyists is it won't take long to realize how many apis use the "optical flow" pathways and so on nvidia they'll only run at acceptable speeds on rtx hardware, assuming they run at all. Cuda versions are pinned to hardware to some extent.