Encrypted session tokens with embedded expiry will serve the needs of 99% of applications/services.
I cited this as one example of that surface area that led to serious vulnerabilities. Most people don’t need multiple ways to encrypt their data, and certainly not a ‘no encryption’ option. Each added option adds more ways to mess things up.
Encrypted session cookies are a proven solution, widely used, and easy to implement yourself using only core libraries (http, crypto, JSON) without introducing security flaws IFF you are an experienced programmer and don’t deviate from the norm.
JWTs are complex. Too complex to implement yourself, so you need to introduce dependencies. Dependencies are usually huge, and each line of code introduces risk (even if that line is for a configuration you don’t use!). Using JWTs at all is far more risky, even if you are an experienced programmer.
If JWTs provides immense benefits over session tokens for your use case, that risk might be worth it. However, for most web apps, session tokens are good enough.