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There was an article here recently of someone who settled with Tesla for a refund with interest. I don't know Finnish consumer protection legislation but if they didn't deliver and aren't doing to, that might be something to look into.

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I'm thinking it would be fair to get a refund based on what the cost of the FSD would be if invested in TSLA stock at the time of purchase. For me, that'd be a 17x. They used that money to build a company, after all.

Nice idea, but how would that work had the stock gone down?

Multiply with a fraction <1?

Finnish consumer protection officials very rarely do much. If the company doesn't voluntarily refund or otherwise compensate, you're usually SOL.

Finnish consumer ombudsman (and only the ombudsman) got the power to sue a class action suit in 2007. This power has been used exactly zero times.

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