A few bucks in house wiring is nothing over the lifetime of the structure. Do it right.
And running wire in a house as it's being constructed is going to be far less expensive than doing it after the fact. I'd much rather add, for e.g., the ability to charge a car in the garage while the house is getting built, than after.
Okay but can you fold the electrician's bill into your home loan ? No ? I thought not. It comes out of your current cash flow. Which might be hand-to-mouth for many people.
If this is rework or an addition, it's exactly as much work as just running a line between the switch and the fixture.
It's really nice to be able to use a remote to turn lights on and off from my bed or desk, or use voice control when my hands are full.
Plus, I can have dimmable lights even in locations with a three way switch like a hallway.
Color temperature control is not really possible with hard wired controls either. I'm actually considering replacing all my switches with in-wall remotes.