If the bar for being successful is to inherit a pile of money that means you never have to worry about anything ever without losing it all, then boy is that a low bar.

Plenty of people with a stupid amount of money lack skills and have bad habits. The difference is if you’re born poor you’re at a disadvantage from the jump. It is harder to climb out of poverty than to lose hundreds of millions of dollars of your inherited wealth. Give me a break. Good grief.

Obtaining skills costs money and time. People in poverty are less likely to have the money needed and the free time to do so because they’re working a ton of hours at a low pay rate. Someone born into extravagant wealth doesn’t have to worry about survival and can do whatever the hell they want, even if it is to work hard and obtain skills via education, they have the time and resources to invest.

I’m not going to claim everyone with money didn’t earn it, but many don’t and the generational transfer of wealth is a problematic at the scale it has gotten to.