For a while Deezer was pushing a model similar to this, they called it User Centric Payment System: https://musically.com/2019/09/11/deezer-steps-up-its-efforts...

Here's another article on it: https://www.engadget.com/2019-09-11-deezer-royalty-system-sm...

Unfortunately, they've since changed it to a model that the labels wanted.