This is like saying employees should be personally liable for mistakes they make at work. Under egregious circumstances, yes. Otherwise, it’s their employer’s liability.
So yes, some immunity is necessary. The problem is the current standards of police immunity don’t seem to make sense. (I see no issue with present standards of judicial immunity.)
> Professionals doing jobs over $10k should have to buy malpractice insurance like doctors
One, this would obviously be paid for by taxpayers. Nothing would change except some insurance brokers would make money. Two, you want a private company gating the courts? Who would you expect to impartially adjudicate their disputes?