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Comment by PartiallyTyped | Hacker News Reader

In Poland, there's still places that use cash, for obvious reasons, I am thinking of tattoo/piercing shops, small shops that function as courier hubs, etc.

In general, I simply use a card (phone), and have used over the past N years in Poland, Denmark, and Cyprus.

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In Poland I feel that most people use cashless payments nowdays. It may be also true that I live in a city in western parts. I think that the eastern part might rely more on cash.

Sometimes I struggle to pay with cash, if I have to. Cashiers cannot return change, or seem to be disgusted if they have to.

ATMs are getting less attractive. Are in less places, are old. I feel like everything goes to phone/NFC. I have a problem with that. I prefer card & ATM solution.

Some ATMs have absurd fees in Poland. I tried to pull ~~100~~ 50 zlotti from ~~rev~~ Revolut, and paid ~~40~~ 18 zlotti on top.

never heard of such fee, 40% sounds crazy, like impossible. from what I know living in Poland for my whole life, the fees aren't pushed by ATMs, but banks itself, so you should check fees in your bank, which sounds like foreign bank, so it might be that the exchange was that high or something.

The bank was Revolut, and the ATM was Eurostat or something like that.

Exchange rate is actually pretty fine for Revolut, and I am on one of the premium plans, so I shouldn't have high fees in that regard.

I don't know.

My numbers were wrong. It was 50 zlotti and 18 zlotti fee.

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