> in fact, in most cases, there is no filesystem at all
Huh? With few exceptions, applications write to disk using a VFS provided by an operating system. Can you provide an example of cloud storage that uses raw disks (bypassing VFS)?
There also isn’t a POSIX file system, just POSIX compatible file systems. Those file systems may expose non-POSIX APIs to do other low level work (trim, clone, snapshot, etc.).