I've run a consulting business for the last 5 years and use online banks to pay team members, but not receive client payments.

- Banned from PayPal, requires submitting mail from an address I no longer live at (not even the same continent anymore)

- Restricted on Payoneer because my company name (essentially my name) is different than the info I registered with (a cool brand). Fortunately I can still pay inbound requests, but I cannot send outbound payments without an originating request.

- Now currently using Wise and loving it. Hoping I don't get banned.

I guess there is always Revolut?

Or the next "We're not Wise! We're better" startup?