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Comment by mfer | Hacker News Reader

> Apple prevents them from reselling your data to third parties

Do you have a source on this? The Apple Card uses Mastercard which is known to sell data.

The privacy policy claims that MasterCard and Goldman do not sell or share transaction data from Apple Card. I’d like clarity on how this differs from any other MasterCard but that is what it says.

Source: https://www.apple.com/legal/privacy/data/en/apple-card/

> do not share or sell your transaction information to third parties for marketing or advertising.

It's not that they don't sell them. It's that they don't sell them for marketing and advertising. I wonder if Mastercard selling pseudo-anonymous data is covered by this.

I believe the Apple card uses a different card number for each purchase, so they can't aggregate your purchasing history.

Doesn't Google Pay do this with normal cards?

Same with Apple Pay. You don't need to use the Apple credit card for that.

Google and Apple Pay negotiate a card number of them to use. But, Mastercard and the bank both link those to your account and can tell how you spend. They can even tell the difference between using the physical card and the app.

That's for the merchant. Merchants only have access to the tokenised card number. MasterCard and Goldman will surely have access to the actual card number. How would you recon they generate monthly statement otherwise?

Goldman surely has access to the real card number and the statement, but not sure if the Mastercard network has access to that as you would think that information just gets routed back to Goldman.

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