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The only “studies” on this are small scale experiments of giving a small group of people some extra money. The experiment of “give everyone in the country money for free to live on” hasn’t really been done. Maybe the closest was Covid, and people just ordered takeout, bought tvs, and watched YouTube, it didn’t unleash creativity.

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You could have a look at some of the Scandinavian countries. It’s not “full UBI” but it isn’t far off either.

I think you will find that much of what you are expressing concerns about isn’t really happening at any kind of meaningful scale.

There is no need to unleash creativity of 100% of population. Change always comes from the few of us.

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