I hear what you are saying. What I think that what you're missing is that subsequent conversations with AI, where humans and AI solve problems together, is what the next generation of AI is going to be trained on. That data is being collected every time someone interacts with a chatbot, which is why they are being provided — so many of them - as a free service.

It is, as before: if the service is free, you are the product.

That being said, I think that to the extent AI is an actually helpful product, as opposed to social media, public forums, or free video hosting, the tradeoff is way more worthwhile. In my most humble opinion. I'm sure your calculus will lead to different outcomes.