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This means my homeowners insurance will surely go down right? Right…? Of course not.

Labor to fix your house is still very much more expensive than before COVID

Not doubting you, but why?

A few factors - labour markets are very tight generally, new housing construction has increased, WFH and hybrid has increased the demand for renovating existing housing to make space for home offices (and improve the amenity of housing more generally).

Constriction of foreign-born labor as well

https://www.nbcnews.com/data-graphics/tough-immigration-laws...

There were almost 200k people who crossed into the US illegally in August. It's over 2M people per year now, pouring into the US.

https://www.cbp.gov/newsroom/national-media-release/cbp-rele....

Your link doesn't mention 2 million per year, plus at least some are recidivists and some more are sent back.

It doesn't mean 2 million people stay illegally per year.

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