Also we somehow owed over $6000 in taxes this year despite me increasing how much money was set aside each paycheck by $250 per paycheck after the same thing happened the previous year.
We still have an emergency savings, but wow is life working hard to keep depleting it. There's a chance I might have to liquidate some investments to pay for everything this year.
If insurance doesn't cover it, I'm expecting to pay over $10k for the roof.
Doubly so if the HVAC system's intake is down there.
We rented a dumpster and tossed most of what was in the basement (various things were on shelves or in the elevated crawlspace and didn't need to be tossed, like my old NES games), ripped out the carpet, and hired a mold remediation company that ripped out the bottom two feet of our drywall. And we will replace the sump pump soonish, although it hasn't had a problem since.
It's fine down there now. Wasn't cheap to get it to that point, though. Especially since our insurance company doesn't cover sump pump failures unless you have a specific rider, which apparently we didn't have.
Still might not be good enough for you, and that's fine. But I suspect you wouldn't notice if you went down there and didn't know it had once flooded beforehand. About the only telltale thing down there is a bump here and there where the seam of the bottom two feet of the new drywall is.