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> simply no tangible, concrete reason to have kids

That's fine for you but what about society?

A few western societies are below the child replacement rate.

How do these places keep their society and social programs going without growing the tax base with new births?

Are immigrants expected to move in and have their own children to insure the tax base stays stable?

Yes, immigration works well, especially in places like the US that have high rates of integration. Perhaps societies should not have pyramid scheme social programs, just as we didn't back in the day. It's not a necessary condition of a technological society.

"because society" is probably among the worst reasons to have children.

The society that allows you and me to sit in comfort and post on a message board.

Yes that one. The same one with pyramid scheme social programs.

My main concern is who will pay for pensions and health care when my working generation is old?

Most social programs are insolvent or virtual ponzi schemes where CURRENT workers pay for TODAY'S beneficiaries.

Thus we need immigrants AND native babies at greater the replacement rate to insure the scheme does not stop.

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