You are correct. At about Luna-mass, then it is hotter than the 3K cosmic background. If it is heavy enough to be a 9P candidate, it would be colder than 3K. You couldn't detect by temp.
You'd have to look for a very precise spike in the EM spectrum at the electron-position annihilation energy equivalent.
Despite being raised on space opera and hard-sf and having a science degree, I am pretty bearish on most space exploration. Having said that, a nearby black hole wouldn't merely be nifty. For reasons we do not understand, the event horizon stops honoring conservation of baryon number (and lepton number, and other numbers). I consider this important because replication of that would allow for direct conversion of uncharged mass to energy, just as any neutral particle crossing the event horizon has its energy (eventually) returned to us. If Hawking radiation is true (we have yet to experimentally verify it), then we know that mechanism exists. Can we do it without a black hole?