That's true, and if I were a gambling man I'd probably back the various cancers in that competition anyway, but still these things have a way of changing your outlook in subtle ways.
That coin-flip-at-worst still probably gives one a better than evens chance of falling on the side of the average life expectancy where folks don't live to enjoy a long healthy retirement, for example.
You might, though, so you can't burn it all either.
There's also some added complexity that comes along for the ride when choosing to have children or not, saddled with a family history of nasty, fairly early onset baggage.
Another commenter said that embryo selection can help in that regard, which is an interesting angle that I hadn't considered.