Software is not analogous because it has been developed from the very start with the knowledge that the bits would be easily copy-able, and has been designed accordingly. I remember being asked to type in phrases from a game instruction manual at least a decade before anyone was consuming commercial audio or video on their PC. Furthermore, software is an interactive medium, which makes copy protection easier, and copying riskier. It isn't clear to me how you could make copy protection inherently part of music (without ruining it). Even if you fully controlled all the hardware and software used for playback, you wouldn't control the link between the speaker and my ears.

As to ACH information, it depends on what you mean by "use those numbers," since they have no inherent value. If you mean reading them for fun, I would be OK with that. If you mean using them to drain money from people's bank accounts, that would not be okay, but it also wouldn't be copying (since the original would be destroyed). If you knew of a way to copy money from one account to another, I would be completely fine with you copying my checking account in full.

I know you would probably prefer that people think about stealing and unauthorized copying as the same thing, but there is a difference and it's important. One is completely physically undetectable to the victim, and the other isn't. How can you tell the difference between your CD selling poorly because people are pirating it, and it selling poorly because it sucks? Without widespread snooping on other peoples' electronic communications, you can't. If someone drained your bank account it would be trivial to detect.