Having grown up in post collapse USSR where every one of the issues you listed was 10X worse, it's genuinely disheartening to see so many people adopt an external locus of control and let it dictate their life.
But it's important to recognize people have different challenges and live different lives than you.
I'm likely much younger than you. My parents were able to afford to raise me in a house they owned, at my current age. I am not and nowhere near that buying power. My parents can look forward to a retirement fund. I cannot. My parents were able to work through the summer to pay for their graduate degrees. Graduate degrees are too expensive for me to attain, now. My parents could afford to take me to the emergency room when I had fevers as a child. I cannot afford a single emergency room visit for anything.